The upcoming changes to HSBC Revolution continue, with the exclusion of contactless transactions for 4mpd from 15 July 2024 and travel-related expenses for bonus miles from 1 January 2025.
The HSBC Revolution credit card has earned a spot in my wallet for a number of years, but that might be up for a change soon.
When I assess a credit card such as the HSBC Revolution for its miles-earning prowess, there are two simple points to take note of.
First, the mode of credit card usage that grants bonus reward points. A credit card can either be used offline (physical stores), online, or contactless (PayWave).
Second, the transaction categories (either whitelist or blacklist) that grant bonus reward points, or what we usually term as 4 miles per dollar spent.
Now that we know that, it is easy to understand the upcoming changes.
Table of Contents
The first upcoming change for the HSBC Revolution on 15 July 2024 concerns the mode of credit card usage.
Contactless transactions will no longer earn bonus reward points, which makes the HSBC Revolution a far less useful card than it is in its current form.
With this fundamental change, HSBC Revolution will have to change its unique selling point (USP) because half of it has been obliterated by itself.
The short story is that from next month onwards, I will simply keep the HSBC Revolution at home because bonus miles are strictly online-only, which means I no longer need to carry it around in my wallet.
1 January 2025 — Travel Category Will No Longer Earn 4mpd
The second upcoming change for the HSBC Revolution, which will take effect on 1 January 2025, concerns the transaction categories.
To make the situation even worse, travel categories will also be excluded from
