Not an investment but it pays $3,400 monthly for LIFE.

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In recent times, I have found it much easier to talk to myself on YouTube.

It is faster than blogging.

This explains the greater number of videos produced compared to the number of blogs I have published.

Although it is expeditious, YouTube is only good for sharing what would require less mental processing on my part

It is good for sharing content which I have at my finger tips which means I could simply ramble while still making sense.

For anything that requires me to think more deeply and to organize my ideas, I find writing to be more effective.

This blog is going to be about something which has required more thinking on my part.

This is really inspired by 2 comments in my most recent YouTube video.

If you have not seen the video yet, here it is:

One reader told me that I am growing older and I should spend more of my money before my health deteriorates.

I know the reader means well but I have very little interest in spending more money than I do now.

In case you are new to my blog and think that I live like a pauper, I don’t.

I own a condominium apartment and I have a car, for examples.

Very big ticket items in Singapore.

Still, I must accept that I am growing old, not just older.

Another reader provided the numbers by saying I would be 55 years old in 2 years from now.

Then, he asked what would I do with my CPF money and if I would choose the FRS or the ERS?

Both these readers’ comments got me thinking.

That’s a problem I have always had.

I think a lot and some would say I think too much.

You know what people say about young people.

They think that they are invincible and have plenty of time.

Well, I am

Read the rest of the article here.

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